Compare Payment Gateways

Use the comparison tool below to see which payment gateway (and merchant account, if necessary) would be best for you. Or read our guide to the difference between payment gateways and merchant accounts.



Payment Gateway
Merchant Account
Monthly cost
£75.75
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Card Type Method Payments Rate Per Item Total
Visa debit Secure E-commerce 150 0.25% + 7p £0.12 £18.00
MasterCard credit Secure E-commerce 150 1.0% £0.20 £30.00
Subtotal £48.00
Item Quantity Per Item Total
Realex gateway (inc. 350 transactions) 1 £19.00 £19.00
Subtotal £19.00
Item Quantity Per Item Total
Monthly PCI security fee 1 £8.75 £8.75
Subtotal £8.75
Chargebacks: £25. Refunds: 25p. International cards: additional 1.5%. Early termination fees apply on terminal rental agreements.
Payment Gateway
Merchant Account
Monthly cost
£79.99
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Card Type Method Payments Rate Per Item Total
Visa debit Secure E-commerce 150 14p £0.14 £21.00
MasterCard credit Secure E-commerce 150 1.3% £0.26 £39.00
Subtotal £60.00
Item Quantity Per Item Total
First Data gateway (inc. 500 transactions) 1 £15.00 £15.00
Subtotal £15.00
Item Quantity Per Item Total
Monthly PCI security fee 1 £4.99 £4.99
Subtotal £4.99
Offer: £1 per month for first 3 months on any card terminal (then regular monthly cost thereafter). Card terminal rates based on a 48-month rental. Shorter rentals also available. Chargebacks: £15. Refunds: 25p. Non-secure transactions: extra 0.5%. Funds settled in 3 business days.
Payment Gateway
Merchant Account
Monthly cost
£81.90
Setup fee
£30.00
Select »
Card Type Method Payments Rate Per Item Total
Visa debit Secure E-commerce 150 0.5% + 1p £0.11 £16.50
MasterCard credit Secure E-commerce 150 1.1% £0.22 £33.00
Subtotal £49.50
Item Quantity Per Item Total
Monthly PCI security fee 1 £2.40 £2.40
Authorisation fees (e-commerce) 300 £0.10 £30.00
Subtotal £32.40
Funds settled in 3 days. Chargebacks: £9. Refunds: 30p. International cards: 1.85%. Non-secure transactions: extra 0.85%. Visa Premium and MasterCard Premium consumer credit cards are charged at the same rate as regular consumer credit cards.
Payment Gateway
Merchant Account
Monthly cost
£87.15
Setup fee
£75.00
Select »
Card Type Method Payments Rate Per Item Total
Visa debit Secure E-commerce 150 0.25% + 6p £0.11 £16.50
MasterCard credit Secure E-commerce 150 1.3% £0.26 £39.00
Subtotal £55.50
Item Quantity Per Item Total
SagePay Flex gateway (inc. 350 transactions) 1 £19.90 £19.90
Subtotal £19.90
Item Quantity Per Item Total
Monthly PCI security fee 1 £8.75 £8.75
Authorisation fees 300 £0.01 £3.00
Subtotal £11.75
Chargebacks: £10. Refunds: 5p. All terminals are subject to £18 configuration and £12 delivery fees. Terminals are on a 36-month lease.
Payment Gateway
Merchant Account
Monthly cost
£136.45
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Card Type Method Payments Rate Per Item Total
Visa debit Secure E-commerce 150 1.9% £0.38 £57.00
MasterCard credit Secure E-commerce 150 1.9% £0.38 £57.00
Subtotal £114.00
Item Quantity Per Item Total
Worldpay gateway (inc. 350 transactions) 1 £19.95 £19.95
Subtotal £19.95
Item Quantity Per Item Total
Monthly PCI security fee 1 £2.50 £2.50
Subtotal £2.50
Payment Gateway
Merchant Account
Monthly cost
£143.00
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Card Type Method Payments Rate Per Item Total
Visa debit Secure E-commerce 150 0.80% £0.16 £24.00
MasterCard credit Secure E-commerce 150 0.90% £0.18 £27.00
Subtotal £51.00
Item Quantity Per Item Total
Adyen gateway (including 1000 transactions) 1 £92.00 £92.00
Subtotal £92.00
Payment Gateway
Merchant Account
Monthly cost
£144.00
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Card Type Method Payments Rate Per Item Total
Visa debit Secure E-commerce 150 1.4% + 20p £0.48 £72.00
MasterCard credit Secure E-commerce 150 1.4% + 20p £0.48 £72.00
Subtotal £144.00
Non-European cards charged at 2.9% + 20p. No refund costs. No setup or monthly fees.
Payment Gateway
Merchant Account
Monthly cost
£174.00
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Card Type Method Payments Rate Per Item Total
Visa debit Secure E-commerce 150 1.9% + 20p £0.58 £87.00
MasterCard credit Secure E-commerce 150 1.9% + 20p £0.58 £87.00
Subtotal £174.00
No processing fees on the first £30,000 of transactions if you integrate directly with Braintree. Special rates available for businesses processing more than £50K/month.
Payment Gateway
Merchant Account
Monthly cost
£180.00
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Card Type Method Payments Rate Per Item Total
Visa debit Secure E-commerce 150 2.5% + 10p £0.60 £90.00
MasterCard credit Secure E-commerce 150 2.5% + 10p £0.60 £90.00
Subtotal £180.00
Payment Gateway
Merchant Account
Monthly cost
£213.00
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Card Type Method Payments Rate Per Item Total
Visa debit Secure E-commerce 150 2.4% + 30¢ £0.71 £106.50
MasterCard credit Secure E-commerce 150 2.4% + 30¢ £0.71 £106.50
Subtotal £213.00
Conversion to your home currency incurs an average fee of 2-3% above the daily bank exchange rate.
Payment Gateway
Merchant Account
Monthly cost
£222.35
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Card Type Method Payments Rate Per Item Total
Visa debit Secure E-commerce 150 2.4% + 20p £0.68 £102.00
MasterCard credit Secure E-commerce 150 2.4% + 20p £0.68 £102.00
Subtotal £204.00
Item Quantity Per Item Total
Skrill gateway 1 £18.35 £18.35
Subtotal £18.35
Payment Gateway
Merchant Account
Monthly cost
£234.00
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Card Type Method Payments Rate Per Item Total
Visa debit Secure E-commerce 150 2.9% + 20p £0.78 £117.00
MasterCard credit Secure E-commerce 150 2.9% + 20p £0.78 £117.00
Subtotal £234.00
Payment Gateway
Merchant Account
Monthly cost
£234.00
Select »
Card Type Method Payments Rate Per Item Total
Visa debit Secure E-commerce 150 2.9% + 20p £0.78 £117.00
MasterCard credit Secure E-commerce 150 2.9% + 20p £0.78 £117.00
Subtotal £234.00